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License bonds · Georgia
Georgia used car dealer bonds, at the new $50,000 amount.
Every licensed used motor vehicle dealer in Georgia files a surety bond with the state. On July 1, 2026 the required amount went from $35,000 to $50,000, and the new amount applies when you renew.
- Updated for the 2026 increaseA $35,000 bond no longer meets the requirement.
- Retail and wholesaleThe same dealer license and bond covers both.
- Apply online in minutesMany dealer bonds are approved and issued the same day.
Georgia requirements last reviewed November 2026
- Bond amount
- $50,000Raised from $35,000 on July 1, 2026
- Who needs it
- Used dealersRetail and wholesale
- Term
- Two yearsExpires September 30 of even years
- Parts dealers
- $10,000Separate used parts dealer license
What it is
What the dealer bond guarantees.
The dealer bond is part of your license. It guarantees that you will follow Georgia's used motor vehicle dealer laws. If a customer is harmed because a dealer breaks those laws, for example by not delivering a title, they can make a claim against the bond.
The bond is not insurance for the dealership. If the surety pays a valid claim, the dealer repays the surety. That is why pricing is based mostly on the owner's credit.
Used motor vehicle parts dealers hold a separate license with its own $10,000 bond.
Georgia requirements
Georgia dealer bond requirements.
The bond is filed with your license application or renewal through the Georgia Secretary of State.
| License | Requirement | Source |
|---|---|---|
| Used motor vehicle dealer | $50,000 surety bondIncreased from $35,000 effective July 1, 2026. Applies to retail and wholesale dealers. | O.C.G.A. § 43-47-8 |
| Used motor vehicle parts dealer | $10,000 surety bondSeparate license and bond. | O.C.G.A. § 43-47-8; Ga. Comp. R. & Regs. 681-3 |
| Renewal | Bond must match the current amountDealer licenses and bonds run on a two-year cycle ending September 30 of even years. | Georgia Secretary of State |
Renewing with an old $35,000 bond? The state expects the $50,000 amount. We can write the new bond and you file it with your renewal.
Cost
What a Georgia dealer bond costs.
You pay a premium that is a small percentage of the $50,000 bond amount, set mostly by the owner's personal credit. Strong credit means a lower rate.
- Personal creditThe biggest factor in your rate.
- Time in businessAn established dealership with a clean record can price better.
- Claims historyPast bond claims raise the price or require collateral.
- TermThe bond runs through the September 30 expiration of your license cycle.
How to get it
Get your dealer bond.
- 01
Apply online
Choose the Georgia used motor vehicle dealer bond and enter your dealership details.
About 5 minutes - 02
Get approved
Many dealer bonds are approved instantly. Others go to a quick underwriting review.
Minutes to 1 business day - 03
Download and file
Pay online, download the signed and sealed bond, and file it with your license.
Same day
Questions
Dealer bond questions, answered straight.
How much is the Georgia used car dealer bond?
It is $50,000 as of July 1, 2026. It was $35,000 before that.
Do I need a new bond when I renew?
If your current bond is $35,000, yes. Renewals need a bond at the current $50,000 amount.
When does the dealer bond expire?
Georgia dealer licenses and bonds run on a two-year cycle that ends September 30 of even-numbered years.
Do wholesale dealers need the bond?
Yes. Retail and wholesale used dealers hold the same license and bond.
Can I get a dealer bond with bad credit?
Often, yes, at a higher rate. Some applicants may need collateral.
Related Georgia bonds
Other bonds people ask about.
Sources: O.C.G.A. § 43-47-8; Ga. Comp. R. & Regs. 681-3; Georgia Secretary of State used motor vehicle dealer licensing. This page is general information about bond requirements, not legal advice.
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