- Home
- Georgia bonds
- Public adjuster bonds
License bonds · Georgia
Georgia public adjuster bonds, filed and done.
Public adjusters licensed in Georgia must keep a $5,000 surety bond on file with the Office of the Commissioner of Insurance. It guarantees you account for your clients' claim money.
- $5,000 bondThe amount Georgia requires for a public adjuster license.
- ContinuousStays in force until canceled, so no gaps between renewals.
- Apply onlineMost adjuster bonds are approved quickly.
Georgia requirements last reviewed November 2026
- Bond amount
- $5,000Required for licensing
- Filed with
- Insurance CommissionerGeorgia Office of Commissioner of Insurance
- Term
- ContinuousUntil canceled with notice
- Protects
- Your clientsTheir settlement money
What it is
What the adjuster bond guarantees.
A public adjuster represents policyholders, not insurance companies, and often handles settlement money on the client's behalf. The bond guarantees you will faithfully account to the insured for any money or settlement you receive on their claim.
If a client is not paid what they are owed, they can claim against the bond. The surety pays valid claims and the adjuster repays the surety.
Georgia requirements
Georgia public adjuster bond requirements.
The bond is part of your licensing with the Office of the Commissioner of Insurance.
| Item | Requirement | Source |
|---|---|---|
| Bond amount | $5,000Penal sum required for a Georgia public adjuster license. | O.C.G.A. § 33-23-6; Ga. Comp. R. & Regs. 120-2-3-.18 |
| Term | ContinuousStays in force until the surety cancels with 60 days' written notice to the Commissioner. | Ga. Comp. R. & Regs. 120-2-3-.18 |
| Condition | Account for claim moneyCovers money and settlements received for insureds. | Ga. Comp. R. & Regs. 120-2-3-.18 |
Cost
What an adjuster bond costs.
For a $5,000 bond, the premium is a small annual amount based mostly on your credit.
- Personal creditThe main pricing factor.
- Licensing historyA clean license record helps.
- Annual premiumPaid yearly while the continuous bond stays in force.
- Claims historyPast bond claims affect approval.
How to get it
Get your adjuster bond.
- 01
Apply online
Choose the Georgia public adjuster bond and enter your details.
About 5 minutes - 02
Get approved
Many are approved instantly.
Minutes - 03
File it
Download the signed bond and file it with your license application.
Same day
Questions
Adjuster bond questions, answered straight.
How much is the Georgia public adjuster bond?
The bond amount is $5,000. The premium you pay is a small annual amount based on your credit.
Who is the obligee?
The Georgia Office of the Commissioner of Insurance.
Does the bond expire?
It is continuous. It stays in force until the surety cancels it with 60 days' written notice to the Commissioner.
Do independent adjusters need this bond?
This page covers public adjusters, who represent policyholders. Check with the Commissioner's office for other adjuster license types.
Related Georgia bonds
Other bonds people ask about.
Sources: O.C.G.A. § 33-23-6; Ga. Comp. R. & Regs. 120-2-3-.18. This page is general information about bond requirements, not legal advice.
Get bonded. Get to work.
Tell our bond assistant what you need. It takes about three minutes, and a licensed agent follows up, not a robot.
- No credit pull to ask
- Contract, license and court bonds
- Licensed Georgia agency
Rather do it yourself? Search every bond and apply online →
Bond request received.
Brannon will review it and reach out, usually the same business day.